This is your yearwe'll help youstart it off rightGet a personal loan&consolidate your debtwith monthly payments as low as$193.32No Origination feesVisit your local branch or call the Solution Centerat 800.325.2265 to learn more.S&BankAnnual Percentage Rate (APR) 016.00% based on a S 10,000 loan for 60 months with autoraicpayments from an S&T Bank checking account. Qualitied applicants would pay 60 monthly paymentsof $193.32. Your actual rate may be higher based on credt qualifications and whether you choose todrat payments from an S&T Bank checking account. An origination fee of $50 will be waived. Minimunmoan amount of $2,000 for loan terms up to 48 morths and minimum of $5,000 for loan terms of49-60 months. Other rates and berms are available. Subject to credit approval Rate cannot be usedin conjunction with cther discount programs APRs effective as of 12.18 and subject bo change orwithdrawal without notice.MEMBER FDIC

Date: January 17, 2018

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S&T Bank - York

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This is your year we'll help you start it off right Get a personal loan &consolidate your debt with monthly payments as low as $193.32 No Origination fees Visit your local branch or call the Solution Center at 800.325.2265 to learn more. S&Bank Annual Percentage Rate (APR) 016.00% based on a S 10,000 loan for 60 months with autoraic payments from an S&T Bank checking account. Qualitied applicants would pay 60 monthly payments of $193.32. Your actual rate may be higher based on credt qualifications and whether you choose to drat payments from an S&T Bank checking account. An origination fee of $50 will be waived. Minimunm oan amount of $2,000 for loan terms up to 48 morths and minimum of $5,000 for loan terms of 49-60 months. Other rates and berms are available. Subject to credit approval Rate cannot be used in conjunction with cther discount programs APRs effective as of 12.18 and subject bo change or withdrawal without notice. MEMBER FDIC

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